Bad Faith Insurance Lawyer

When Insurance Companies Play Dirty, We Make Them Pay.

Insurance companies are legally required to treat policyholders fairly — but that doesn’t always happen. When they deny valid claims, delay payments, or offer far less than you deserve without justification, that’s called bad faith — and it’s illegal.

At Ralls & Ralls, we hold insurance companies accountable when they break the rules. If your claim has been handled unfairly, we’ll step in, take over communication, and fight to get you compensated — including possible extra damages for the insurer’s misconduct.

What Is Insurance Bad Faith?

Bad faith occurs when an insurance company acts dishonestly or unreasonably to avoid paying a valid claim. Common bad faith tactics include:

• Unjustified claim denials

• Extreme payment delays

• Lowball settlement offers with no explanation

• Failure to properly investigate the claim

• Misrepresentation of policy coverage

• Deliberately ignoring or delaying communication

• Refusal to provide a reason for denial

You don’t have to put up with this. We know their tricks — and how to beat them.

Types of Claims We See Bad Faith In:

• Car, truck, and motorcycle accident claims

• Uninsured/underinsured motorist claims

• Hit-and-run insurance cases

• Rideshare-related claims (Uber/Lyft)

• Wrongful death insurance payouts

• Property damage and medical bill reimbursements

What You May Be Entitled To

If your insurer is found to have acted in bad faith, we may be able to recover:

• Full value of the original claim

• Interest on delayed payments

• Emotional distress damages

• Punitive damages in extreme cases

• Attorney’s fees and legal costs

We don’t just get your claim paid — we punish insurers who act in bad faith and help set the record straight.

Why Ralls & Ralls?

✅ Specialized in injury + insurance litigation
✅ We fight back when insurers cross the line
✅ No upfront fees — we only get paid if you win
✅ Dedicated attorney and case manager for every case
✅ Fast action, aggressive strategy, real results

Has Your Insurance Company Crossed the Line?

If your gut says something’s wrong with how your claim is being handled — you’re probably right. Let us review it, for free, and tell you what’s really going on.